Norden Leacox Accident & Injury Law | September 19, 2026 | Car Accidents
The Insurance Exam That Can Make or Break Your Melbourne PIP Claim Key Takeaways: A compulsory medical examination (CME) is a medical exam requested and paid for by your insurer after a Melbourne car accident, authorized by Fla. Stat. § 627.736(7)(a) whenever your physical or mental condition is material to a PIP claim. The insurer… read more
Norden Leacox Accident & Injury Law | September 17, 2026 | Truck Accidents
When Freight Moves, Everything Changes: Building Proof After a Shifting Load Crash Key Takeaways: Proving a load shift caused your Orlando truck accident injuries requires connecting a statutory duty, breach, and reconstruction evidence. Florida’s FL Sec. 316.520 requires vehicles be loaded so cargo cannot shift, drop, or escape. Proof comes from bills of lading, securement… read more
Norden Leacox Accident & Injury Law | September 15, 2026 | Car Accidents
Understanding the Optional Coverage That Pays Medical Bills After a Crash Key Takeaways: MedPay is optional Florida auto insurance that pays medical expenses after accidents regardless of fault, covering you, family members, passengers, and sometimes pedestrians. It matters in Palm Bay because Florida PIP covers only 80 percent of reasonable medical expenses, subject to a… read more
Norden Leacox Accident & Injury Law | September 13, 2026 | Truck Accidents
The Federal Safety Data Behind Every Commercial Truck on I-4 Key Takeaways: CSA scores are FMCSA safety measurements from roadside inspections, crashes, and investigations that can reveal a carrier’s pattern of regulatory failures predating your collision. Under Fla. Stat. § 768.81, damages in negligence actions are apportioned by fault percentage and may be barred entirely… read more
Norden Leacox Accident & Injury Law | September 11, 2026 | Car Accidents
Why Medicare Wants Money Back From Your Cocoa Crash Settlement Key Takeaways: A "Medicare lien" in a Cocoa, FL car accident settlement is a federal conditional payment recovery claim under the Medicare Secondary Payer statute requiring repayment of accident-related benefits from your settlement. Liability and no-fault insurers are primary payers, and Medicare’s interest attaches to… read more
Norden Leacox Accident & Injury Law | September 9, 2026 | Personal Injury
What Every Central Florida Rider Should Understand Before Filtering Through Traffic Key Takeaways: Florida law bans lane splitting statewide under Fla. Stat. § 316.209(3), applying throughout Orlando, Winter Park, and Kissimmee, with a narrow exemption for on-duty police officers and firefighters. The statute protects riders by addressing full use of a traffic lane, barring passing… read more
Norden Leacox Accident & Injury Law | September 7, 2026 | Car Accidents
When the Belt That Saved You Also Hurt You Key Takeaways: Seat belt syndrome refers to chest, abdominal, and spinal injuries caused when a safety belt restrains the body during a crash, often leaving a visible "seat belt sign" bruise that may signal deeper harm such as bowel perforation, internal bleeding, lumbar Chance fractures, or… read more
Norden Leacox Accident & Injury Law | September 6, 2026 | Car Accidents
Why Insurance Companies Bring Up Your Seat Belt After a Crash Key Takeaways: Florida’s seat belt defense argues that an injured person’s failure to wear an available seat belt worsened their injuries. It operates through comparative fault under Fla. Stat. § 768.81, together with Fla. Stat. § 316.614(10) and Insurance Co. of North America v…. read more
Norden Leacox Accident & Injury Law | September 4, 2026 | Truck Accidents
When a Trailer’s Rear Guard Fails to Stop a Car From Sliding Underneath Key Takeaways: An underride guard failure truck accident occurs when a passenger vehicle slides beneath a tractor-trailer because the steel guard meant to block intrusion bends, breaks, or was inadequate, turning a survivable impact into catastrophic injury. These crashes are common on… read more
Norden Leacox Accident & Injury Law | September 2, 2026 | Personal Injury
Understanding the Real Value of Full Thickness Road Rash Claims in Central Florida Key Takeaways: A third degree road rash settlement in Orlando has no fixed value. Worth depends on injury depth, medical records, insurance coverage, and fault allocation. Economic damages under Fla. Stat. § 768.81(1)(b) cover debridement, skin grafts, hospitalization, wound care, future revision… read more
