You may still be entitled to compensation, even if you share fault for the accident. It will depend on your level of responsibility.
Florida uses a modified comparative fault system. Under this approach, each person who is partially to blame for an accident is assigned a percentage. If your portion exceeds 50%, you’re barred from recovering compensation. If you’re below that threshold, your payout is reduced accordingly.
For example, suppose a court determines that you’re 30% responsible for a boating accident. The defendant would only be liable for 70% of your damages. If the court had found you to be 51% at fault, the defendant would owe you nothing.
Seek legal guidance as soon as possible if an insurance adjuster or at-fault party is trying to blame you for an accident you didn’t cause. This is a common tactic used to undervalue valid claims.