When a person or family suffers damage to their home from a storm, it can be a life-altering event. This is especially true if the destruction is caused by wind, hail, or flooding. On top of this stress, they are then tasked with submitting a claim to their insurance company to get fair compensation for the losses they have suffered. Unfortunately, getting the insurance company to do the right thing is easier said than done.
When you have an insurance policy, it is a legally binding contract with the insurance company. This means that certain conditions must typically be met prior to being able to resolve a claim. Often, the companies request things that are improper or impossible to perform or require items that are not even listed in the policy.
Taking certain steps now will help to protect you in the event that you do have to make a claim. These steps include:
Having trustworthy legal guidance may also be beneficial in navigating some of the tricky aspects of insurance claim requirements.
With hurricane season on the horizon, being proactive is essential to minimizing damage. To prepare yourself and your home, follow these tips:
With a bit of planning and preparation, you can make an extremely scary and stressful situation of an approaching hurricane a little less hectic.
Websites that are important to be familiar with during hurricane season include:
National Oceanic and Atmospheric Administration
National Hurricane Center
Federal Emergency Management Agency
American Red Cross