person riding a motorcycle

Is Insurance Required for Motorcycle Drivers in Florida?

The insurance requirements for motorcyclists in Florida are extremely lenient. In fact, there are no requirements in the state for bikers to carry insurance. While this might save money for some, it can also substantially impact personal injury claims in the event of a collision. If you are unsure what insurance policies are the best for bikers or were recently injured in a wreck with an uninsured motorcyclist, contact a determined motorcycle accident attorney for specialized guidance.

How Being Uninsured Affects Motorcycle Injury Claims

For most scenarios involving a person who causes a wreck because of careless actions, insurance companies are usually held responsible for providing compensation to the injured party. However, if there is no insurance, an injured motorcyclist would be required to collect damages from the liable person directly. An attorney can run a complete background check on anyone involved in a crash to see what type of assets are available, to determine whether it would be worth the time and money to pursue a civil claim. Unfortunately, in some circumstances, this could mean recovering little to nothing.

When and How to Contact Insurance Companies After an Incident

Because it is not required for motorcyclists to carry insurance, the odds of being involved in a wreck with someone who does not carry such a policy are reasonably high. However, if insurance is involved, there are specific ways to contact them and provide them with information that can help a claim.

Typically, our attorneys recommend that a person seek legal counsel before contacting an insurance company. It is important to note that it is not necessary to hire a lawyer immediately; but at minimum, consulting with one can help the injured make an informed decision on how matters should be handled.

If this cannot be achieved, we recommend that a person only report that an incident occurred and not give any statement about how or why it happened until they have been instructed otherwise by an experienced attorney. This is especially the case when dealing with the insurance adjusters of a liable party. These companies are most often looking out for their own interests and can easily take advantage of individuals to save money.

Call an Attorney Regarding Insurance Requirements for Florida Motorcyclists

At Norden Leacox Accident & Injury Law, we have prior experience in representing insurance companies and large corporations. We can use this past inside knowledge of their tactics to help our clients fight back to receive the compensation they are entitled to. Even though there are no insurance requirements for motorcyclists, if you were injured in a bike wreck, we can help you hold the negligent parties liable regardless of policy status.

Call today to schedule a free initial consultation.

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